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This post aims to be the ultimate resource on giving you ways to save your hard-earned money. The tips are divided into the categories below to make it easier to go them through.
Categories: Products and Services | Health | Groceries | Finances | Housing | Travel | Transportation | Hobbies | Studies | Relationships | Work
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Disclosure: This article does not include investment-, dietary-, or health and exercise advice, and is for informational purposes only. If you need such advice, turn to professionals.
Contact the customer service and ask politely if you could get the service with a reduced price. More bargaining power you have, the better. For example, you can point out that you stop using the service if the price won´t go lower.
You can also mention that you would prefer to switch to a competitor´s service. One other option is to log in to the account settings section of the given service and start the unsubscribe process from there. Many service providers automatically offer you a special discount at this point as a last resort to keep you as a paying customer.
For example, a family subscription for Apple Music is 16.99 dollars per month in the US. Up to six family members can use the service for this price. In comparison, inidividual subscription for Apple Music is 10.99 dollars (pricing as of 21st of July 2024).
Direct-to-Consumer companies sell their products directly to customer without retailers. This lowers costs and also often trickles down to the prices paid by the customers.
Examples of Directory-to-Consumer companies:
For eyewear: Zenni Optical, Warby Parker
For bicycles: Canyon Bicycles
In many cases, the version of a product that is marketed for men is more affordable than the one for women. Often both versions are close to identical functionally. An example of a product type that tends to be more affordable for the male version are razors.
Buying higher quality products usually come with higher upfront costs but pays back in a longer time period. Below some of the benefits of buying higher quality products:
Get familiar with Courtney Carver´s Project 333. It is one of the most popular minimalist challenges where you only use 33 items from your wardrobe during a three month period.
There are various versions of packing challenges. Perhaps the best-known is the version popularized by The Minimalists. In this packing party, all belongings are packed to boxes. Then, the challenge participant only unpacks those items from the boxes he or she needs. After three weeks the items that stay in the boxes can be sold, donated or recycled.
When diseases or conditions are catched earlier they are more afforabable to cure and/or their advancement can be slowed down more effectively. Thus, it is definitely worthwhile to check your condition regularly.
When making your own carbonated water you not only save money but also reduce plastic waste. Using this method can also reduce your exposure to microplastics.
Shop owners prefer you to spend more. One of the tactics they use is to put the more expensive versions of an item to an eye level and more affordable ones to positions that require more effort for the shopper to pick them.
If you use a mix of 50% drink – 50% water you will get double the amount to drink and your teeth will also thank you as the acidity goes down which helps you to combat tooth erosion.
In a no-spend challenge you only spend money for the necessities (food, shelter, medication, hygiene etc.) as long as the you decide the challenge to last. You may be surprised how much extra money you are left with at the end of the challenge. Taking this challenge can greatly help you to rethink your typical expenses. You can use our free printable to keep track of your progress with the challenge.
Libraries ain´t just about books anymore. Many of them nowadays also offer i.a. the following items to borrow for free: movies, video games, board games, sports equipment and tools. Often the libraries also offer services you can use to borrow e-books, e-magazines and audio books.
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